Need an appraisal in Portsmouth or Scioto County?
Here are the top 7 reasons why OH homeowners order from Sandy Sinclair Appraisal Service:
Need help deciding the value of your house in or near Portsmouth, OH?
At Sandy Sinclair Appraisal Service, we understand the particular needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping people just like you get rid of unwanted and unneeded PMI insurance.
Challenge Scioto county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a region that is going down. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Sandy Sinclair Appraisal Service is your chief weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be inopportune from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Sandy Sinclair Appraisal Service can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for accuracy? Sandy Sinclair Appraisal Service offers field reviews where we go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.